1. Introduction and Scope

garithezonuq ("we," "us," or "our") operates garithezonuq.com and provides financial analysis services to individuals and organisations across Australia. This Privacy Policy explains how we collect, use, disclose, and protect your personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).

This policy applies to all personal information we collect through our website, email communications, phone calls, and any other interactions you have with our services. By using our services, you acknowledge that you have read and understood this Privacy Policy.

2. Information We Collect

Personal Information

We collect various types of personal information depending on how you interact with our services:

• Contact details including name, email address, phone number, and postal address
• Professional information such as job title, company name, and industry sector
• Financial interests and investment preferences for tailored content delivery
• Educational background and professional certifications when relevant to our services
• Communication preferences and subscription settings

Technical Information

When you visit our website, we automatically collect technical information including your IP address, browser type, device information, operating system, and pages visited. This data helps us understand how visitors use our site and improve the user experience.

3. How We Use Your Information

We use your personal information for several legitimate business purposes:

• Providing financial analysis services and responding to your enquiries
• Delivering educational content including webinars, study materials, and industry insights
• Communicating about our services, including updates and relevant industry news
• Improving our website functionality and user experience through analytics
• Meeting legal obligations and maintaining accurate business records
• Protecting against fraud and ensuring the security of our systems

We only use your information for purposes that are reasonably necessary for our business functions or where we have your explicit consent. We never sell your personal information to third parties for marketing purposes.

4. Information Sharing and Disclosure

Service Providers

We may share your information with trusted service providers who assist us in operating our business, including email service providers, web hosting companies, and analytics platforms. These providers are contractually obligated to protect your information and use it only for the specific services they provide to us.

Legal Requirements

We may disclose your personal information if required by Australian law, court order, or government regulation. This includes sharing information with law enforcement agencies or regulatory bodies when legally compelled to do so.

Business Transfers

In the event of a merger, acquisition, or sale of our business assets, your personal information may be transferred to the acquiring entity. We would notify you of any such change in ownership and how it affects your personal information.

5. Your Privacy Rights

Under Australian privacy law, you have several important rights regarding your personal information:

To exercise any of these rights, please contact us using the details provided below. We will respond to your request within 30 days and may need to verify your identity before processing certain requests.

6. Data Security and Protection

We implement appropriate technical and organisational measures to protect your personal information against unauthorised access, alteration, disclosure, or destruction. Our security measures include encrypted data transmission, secure server environments, and regular security assessments.

Access to personal information is restricted to authorised personnel who need the information to perform their job functions. All staff receive privacy training and are bound by confidentiality agreements.

7. Data Retention

We retain your personal information for as long as necessary to fulfil the purposes for which it was collected, comply with legal obligations, and resolve disputes. Generally, we keep:

• Contact information for active subscribers until you unsubscribe
• Communication records for seven years as required by business record-keeping obligations
• Website analytics data in aggregated form for up to 26 months
• Financial service records as required by relevant Australian financial regulations

When personal information is no longer needed, we securely delete or destroy it in accordance with our data retention policy and applicable legal requirements.

8. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. When we make significant changes, we will notify you by email (if you have provided an email address) or by posting a notice on our website.

We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information. The "Last Updated" date at the top of this policy indicates when the most recent changes were made.